Goal: managing Money – Pay off My bad Credit card Debt, repair My credit And try To manage My debts Better over A 10 year Period

WRITE A BLOG DIARY OVER A 10 YEAR PERIOD AND MAKE IT BENEFICIAL IN MORE WAYS THAN 1 FOR YOU AND YOUR READERS

My 1st Year September 16, 2023 And Beyond
UNDERSTANDING GOALS AND ACCOMPLISHING THEM
In this post I talk about my debts and the impact I think it could have on me reaching my 10 year 2 million dollar goal. You can create a blog or other website to help someone who is in debt then let me share something about it. Continue reading this post then check out the link at the bottom of the post.

Spending And Borrowing
Sometimes we cannot afford to pay for everything we want like education, clothing, food, a house, a car etc so borrowing becomes important. We take out a car loan, a mortgage, a student loan, etc, etc. Other times it’s just good to have money on a credit card and on lines of credit. The tricky part is not to get to that point where we spend, spend and spend and feel like we are drowning in debt and can’t find our way out. And if we are at that point, like how do we try to refocus and redirect ourselves again.

GOALS ARE THINGS WE WANT TO ACHIEVE. READ THE POST BELOW, SEE IF YOU HAVE A SIMILAR GOAL AND THE POST CAN HELP YOU.

Saturday September 16, 2023

personal goals 1 yea goals to set personal goals 10 year goals I’m Deon N. Brown and this is my blog diary imdeonnbrown.com. I’m hoping to keep up with writing and promoting this blog diary for 10 years. Money is important, having extra is wonderful. Credit and having money that you can borrow is important too. Over the next 10 years I’m hoping I can accumulate $2 Million Canadian dollars. To start off, I have a challenge. I already have some debts on my credit card and line of credit. I use to have a great credit score. Right now my credit score is not that good. Quite frankly I have 2 credit cards and one of them is in collection because for some reason I stopped paying money on it. Thinking about everything I do realise that the amount of debts I have from the personal side of my life will help to decide how much money I’ll have to put to promote and keep my websites online. I’m hoping to get my debts on track and manage my finances a little different.

Thinking About Future Financial Goals

As I grow a little little older, I think also about retirement, I think about travelling. I think about my children’s schooling. So right now I need to start fitting all the things that I feel wil help me have more financial freedom plus I have my Outreach Project that I want to give something to too. My debt will affect all of this so I’m trying to manage my spending and borrowing. Currently I’ve some money I’ve been savings up for a down payment on a house which is less than my debts. It won’t cover all my debts but I will use almost all of it to pay off my most pressing debt-the one that’s in collection.

Eliminating My Most Pressing Debt

My most pressing debt is the one that is with a collection agency. I got a few letters from them so I checked the Government Of Canada website to see what steps I can take then I reached out to the collection agency to settle the debt. Which will leave me with just a small amount of money in my account and the rest of my debts to tackle. Throughout the 10 years of blogging I’ll see where my debt and spending is at and if it looks like I can accumulating the $2 million Canadian dollars I hoping to earn. This is one way I try to motivate and encourage myself to meet my goal. That is to get my house in order. That includes the financial side of my life.

My Debts Over A 10 Year Period

YearDebt SizePaymentBalance
2023 Monday Sept 18Personal Debt Line Of Credit/Credit Card $60, 414.78$29,760$30,645.78

100 Businesses And Individuals That I Earn Money From And Give Back A Small Portion To My Outreach Projects. I hope you will see what they offer and give them your support

Want to add share something about you or your business? Please click this link to get more details.

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Please check out my other posts and visit this website again. Also read the ‘What About You?’ question. See what you think. Thank you

What About You: Do You Currently Have Any Debts? Have You Ever Missed A Debt Payment Or Have A Debt In Collection?

Things You Can Do On This Website: 1). Check Out 100 Businesses and Services. 2). Build And Share Your Own Website. 3). Earn An Income: 100 Grand Or A Million Dollars In 6 Years Or Less 4) Read All My Blog Posts